DEHAP Rental Assistance Is Open For New Applications

Program Pause Ends and Sets Agency Up to Assist Delaware Renters at High Risk of Eviction

Dover, Del., October 12, 2022 – The Delaware State Housing Authority announced today the reopening of the DEHAP Rental Assistance Program, in addition to its new program guidelines. New applications and recertifications, which were unavailable during the pause, are now accessible through the DEHAP portal here: www.decovidhousinghelp.com.

All applications submitted on or after Wednesday, October 12, 2022, will be reviewed for eligibility under the new program guidelines, which include: 

  • Eligible households must be at 50% Area Median Income (AMI) or less AND provide documentation to verify their income 
  • Households may receive a maximum rental assistance amount of $1,500 per month and a maximum utility assistance amount of $500 per month
  • Households may still receive up to 18 months of assistance for past due, current, and future rent, and up to 18 months of assistance for past due and current utilities

Households who submitted applications before the application portal paused on September 9 will have until October 14 to provide any missing documentation required to process their application. If missing documentation is not received by the deadline, the application will be closed out and the applicant will need to reapply under the new program guidelines.

The DEHAP Program is funded through the federal Emergency Rental Assistance (ERA) Program, which the U.S. Treasury Department distributed to Delaware in January (ERA-1) and May 2021 (ERA-2). ERA-1 funding expired on September 30, 2022.

While ERA-2 funding is not set to expire until 2025, recent federal U.S. Treasury policy changes and the ongoing high demand for assistance have forced DSHA to make the abovementioned changes to ensure the program can continue to assist renters at increased risk of eviction.

“Thank you all for your patience during this program pause. I commend the DSHA staff and 15 DEHAP community navigators for their diligence in making the process as smooth as possible,” said Eugene R. Young, Jr. “We’re eager to keep up the program’s momentum as we work to help Delaware renters at high-risk of eviction.”

To date, the DEHAP program has dispersed over $114 million in ERA funding, serving close to 20,000 Delawareans as they recovered from the devastating impact of the pandemic. This summer, Delaware was recognized at the White House Eviction Prevention Conference for using its rental assistance program to keep eviction rates low during the COVID-19 pandemic and even after federal and state eviction protections had expired. 

For additional details on the DEHAP Program, all are encouraged to visit decovidhousinghelp.com, call (866) 935-0407, or visit one of DEHAP’s Community Navigators. 

 

About Delaware State Housing Authority

The Delaware State Housing Authority (DSHA), formed in 1968, is dedicated to providing quality, affordable housing opportunities and appropriate supportive services to low- and moderate-income Delawareans. In addition to its role as the State’s Housing Finance Agency, DSHA is unique in that it serves as a Public Housing Authority and a Community Development and Planning Agency. As a Public Housing Authority, DSHA receives funding from HUD to build, own and operate public housing in Kent and Sussex counties, two of Delaware’s three counties. For more information about DSHA, please call (302) 739-4263 or visit destatehousing.com

 

NEW DEHAP INCOME LIMITS | 50% AMI PER COUNTY

Kent County Persons in Family
1 2 3 4 5 6 7 8
$27,050 $30,900 $34,750 $38,600 $41,700 $44,800 $47,900 $51,000

 

New Castle County Persons in Family
1 2 3 4 5 6 7 8
$36,900 $42,200 $47,450 $52,700 $56,950 $61,150 $65,350 $69,600

 

Sussex County Persons in Family
1 2 3 4 5 6 7 8
$29,400 $33,600 $37,800 $42,000 $45,400 $48,750 $52,100 $55,450

 

FREQUENTLY ASKED QUESTIONS

  • Why did the program guidelines change?
    • Program changes are being made in accordance with federal U.S. Treasury guidance. DEHAP is funded by federal ERA-1 and ERA-2 funding. ERA-1 expired on September 30, 2022 and this transition will allow DSHA to conserve as much ERA-2 assistance as possible for Delaware renters and landlords.
  • What are the DEHAP Changes?
    • New income eligible limits. Eligible households must be at 50% Area Median Income (AMI) or less
  • New documentation requirements. Eligible households must provide documentation to verify their income such as 2020 or 2021 tax returns or federal or state benefits letter.
  • New assistance limits. Households may receive a maximum rental assistance amount of $1,500 per month and a maximum utility assistance amount of $500 per month
  • Can I submit a new application or recertification now?
    • Yes, the application portal is open for new applications and recertifications. We encourage you to review the new eligibility requirements prior to applying.
  • Is in person application assistance still available?
    • Yes, DEHAP Community Navigators are still available to assist you with completing an application. Click here to find a community navigator near you.
  • I applied before the program pause and my application is still in progress. What should I do?
    • Households who submitted applications before the application portal paused on September 9 will have until October 14 to provide any missing documentation required to process their application. If missing documentation is not received by the deadline, the application will be closed out and the applicant will need to reapply under the new program guidelines. To find out what’s needed for your application, log onto the DEHAP portal, call (866) 935-0407, or connect with your landlord/tenant. 
  • I don’t meet the new program guidelines. What should I do?


DEHAP Rental Assistance Will Temporarily Pause On September 9

Program Changes To Launch Later This Fall

 

Dover, Del., August 29, 2022 – In response to recent federal U.S. Treasury policy changes, the Delaware State Housing Authority (DSHA) will temporarily pause accepting new applications for the Delaware Housing Assistance Program (DEHAP) at 4:00 p.m. on Friday, September 9. 

This temporary program pause will allow the agency to modify program guidelines in accordance with the federal U.S. Treasury requirements, implement a shift between federal funding sources, and manage application volume. Anticipated modifications to the DEHAP program guidelines include:

  • Decreasing the income limits
  • Increasing documentation requirements
  • Aligning the program assistance amount to meet market rate demand

The DEHAP Program is funded through the federal Emergency Rental Assistance (ERA) Program, which the U.S. Treasury Department distributed to Delaware in January (ERA-1) and May 2021 (ERA-2). ERA-1 funding will expire on September 30, 2022.

While ERA-2 funding is not set to expire until 2025, recent federal U.S. Treasury policy changes and the ongoing high demand of assistance have forced the DSHA to adjust program guidelines to ensure the program can continue to assist renters at high risk of eviction.  

During this temporary pause, new applications and recertifications will not be accepted. Those experiencing emergencies, such as eviction, immediate risk of homelessness, or utility cut-off, can start a new application for assistance through one of the program’s 15 Community Navigators. The complete list of Community Navigators is available on decovidhousinghelp.com

Processing of existing submitted applications and payments will continue during the pause. Those with open or in-progress applications submitted before 4:00 p.m. on Friday, September 9, are encouraged to monitor their emails, text messages, and voicemails for status updates. The program will begin accepting new applications again in early October. 

“As stewards of the ERA funds, we know the substantial impact DEHAP has had in our communities. Running out of funds early or further jeopardizing this program’s longevity is not an option,” said DSHA Director Eugene R. Young Jr. “We ask that all remain patient over the next few weeks because these changes are necessary and in the best interest of those we serve.” 

To date, the DEHAP program has dispersed over $100 million in rental and utility assistance, serving close to 15,000 Delawareans as they recovered from the devastating impact of the pandemic. Earlier this month, Delaware was recognized at the White House Eviction Prevention Conference for using its rental assistance program to keep eviction rates low during the COVID-19 pandemic and even after federal and state eviction protections had expired. 

For additional details regarding the program changes, all are encouraged to sign up for email alerts and visit decovidhousinghelp.com for more information. 

About Delaware State Housing Authority

The Delaware State Housing Authority (DSHA), formed in 1968, is dedicated to providing quality, affordable housing opportunities and appropriate supportive services to low- and moderate-income Delawareans. In addition to its role as the State’s Housing Finance Agency, DSHA is unique in that it serves as a Public Housing Authority and a Community Development and Planning Agency. As a Public Housing Authority, DSHA receives funding from HUD to build, own and operate public housing in Kent and Sussex counties, two of Delaware’s three counties. For more information about DSHA, please call (302) 739-4263 or visit destatehousing.com


Delaware Mortgage Relief Program Now Open

Up To $40,000 In Financial Assistance Available To Delaware Residents

 DOVER, Del., Tuesday, June 28, 2022 Delaware State Housing Authority is proud to announce the launch of the Delaware Mortgage Relief Program, designed to assist eligible households who experienced a COVID-19-related financial hardship that resulted in mortgage delinquency or forbearance. Homeowners can apply here: demortgagehelp.com.

The Delaware Mortgage Relief Program provides up to $40,000 to cover the following delinquencies: mortgage, property tax, chattel loan, land lease, water and sewer utilities, homeowner or condominium association fees, and homeowner insurance. Eligible homeowners must meet the following requirements:

  • Delaware resident who owns and occupies their home in Delaware as their primary residence
  • Income at or below 150 % AMI or 100% of the Median Income for the United States, whichever is greater (Find your AMI here)
  • Financial hardship after January 21, 2020, such as reduced income or increased expenses
  • Delinquent by at least 30 days, including any payments during a forbearance

“Our agency understands the importance of housing stability for Delaware families. With many still facing the impact of the COVID-19 pandemic, we are committed to keeping them in their homes and out of foreclosure, said Eugene Young, Jr., Director of DSHA. “This program will target individuals and families in need and those who are socially disadvantaged. We thank Delaware’s federal delegation for advocating on behalf of our residents and are proud to get these funds out the door.”

“We know many Delawareans have faced difficult situations and have struggled with the economic effects of the COVID-19 pandemic,” said Governor John Carney. “We are committed to supporting our neighbors by providing real relief for Delawareans and Delaware families and helping them stay in their homes.”

The Delaware Mortgage Relief Program is funded through the American Rescue Plan Act and Homeowner Assistance Fund, which the U.S. Treasury Department distributed to the state of Delaware. The $50 million received is being administered by DSHA and will be available until 2025 or until funds are exhausted.

“When we were writing the American Rescue Plan Act, we wanted to find ways to help Delaware families stay afloat during the pandemic,” said U.S. Senator Tom Carper. “This is just the kind of program we had in mind for states to implement so we can deliver relief directly to the Delawareans affected most by the pandemic.”

“Today’s program announcement is an important step in helping Delawareans and their families deal with the financial hardships brought on by the COVID-19 pandemic,” said Rep. Lisa Blunt Rochester. “Thanks to federal funding provided by the American Rescue Plan, which Senator Carper, Senator Coons, and I voted for, eligible Delaware homeowners will be able to access this resource through the Delaware State Housing Authority to help them stay in their homes.”

“This program will provide a needed lifeline for thousands of working Delawareans who are homeowners, with additional assistance to help ensure they can stabilize their mortgage and remain in their homes. Many men and women who worked in sectors like hospitality and education when the pandemic began, or those who became caregivers for a child or elderly relative, dealt with personal financial challenges brought on by the COVID 19 pandemic,” said U.S. Senator Chris Coons. “I know how important it is to help bring stability to middle-class Delaware homeowners while also continuing to support renters and landlords with similar programs. I’m glad to see this relief program take effect and start helping working families across Delaware.”

For questions about the Delaware Mortgage Relief Program, please call (888) 303- 4324 or visit demortgagehelp.com.

 About Delaware State Housing Authority

The Delaware State Housing Authority (DSHA), formed in 1968, is dedicated to providing quality, affordable housing opportunities and appropriate supportive services to low- and moderate-income Delawareans. In addition to its role as the State’s Housing Finance Agency, DSHA is unique in that it also serves as a Public Housing Authority and acts as a Community Development and Planning Agency. As a Public Housing Authority, DSHA receives funding from HUD to build, own and operate public housing in Kent and Sussex counties, two of Delaware’s three counties.


Delaware Mortgage Relief Program Approved By U.S. Department Of The Treasury

Program To Open Statewide In The Summer Of 2022

DOVER, Del., June 13, 2022 – Delaware State Housing Authority (DSHA) announced today that the Delaware Mortgage Relief Program plan received approval from the U.S. Department of the Treasury. With approval in hand, the agency is scheduled to launch the program statewide in the next 45 days.

The Delaware Mortgage Relief Program, funded by the American Rescue Plan Act and Homeowners Assistance Fund, will provide up to $40,000 in financial assistance to eligible households who experienced a COVID-19-related financial hardship that resulted in mortgage delinquency or forbearance.

“Every day, our staff works hard to help Delawareans achieve homeownership. Yet, it is important to know that is not where our support stops,” said Eugene Young, Jr., Executive Director of DSHA. “This program will allow Delawareans to stay in their homes as we continue to recover from the pandemic.”

The Delaware Mortgage Relief Program covers the following delinquencies: mortgage, property tax, chattel loan, land lease, water and sewer utilities, homeowner or condominium association fees, and homeowner insurance. Eligible homeowners must meet the following requirements:

  • Delaware resident who owns and occupies their home in Delaware as their primary residence
  • Income at or below 150 % Area Median Income (AMI) or 100% of the Median Income for the United States, whichever is greater (Find your AMI here)
  • Financial hardship after January 21, 2020, such as reduced income or increased expenses
  • Delinquent by at least 30 days, including any payments during a forbearance period.

Delawareans can download the Mortgage Relief Supporting Document Checklist here to prepare for the program application.

For updates about the Delaware Mortgage Relief Program, Delawareans are encouraged to visit www.demortgagehelp.com or call (888) 303-4324.


Delaware State Housing Authority Extends The Length Of Rental Assistance Available

DEHAP Program Increases from 15 Months to 18 Months

Spanish graphicDOVER, Del., April 21, 2022 – Delaware State Housing Authority (DSHA) announced today that eligible Delaware renters can now receive up to 18 months of rental and utility assistance through its Delaware Housing Assistance Program (DEHAP).

Previously, the DEHAP provided 15 months of rental and utility assistance. The additional three months will give extra time for eligible Delaware renters in need to reduce the risk of eviction, housing instability, or financial insecurity due to the COVID-19 pandemic.

“We’re proud to announce this update to the DEHAP program,” said Eugene R. Young, Jr., Director of the Delaware State Housing Authority. “While the difference of three months may seem negligible to some, we know that it makes a world of difference for Delawareans in need.”

Applicants who have already met the prior 15-month limit can re-apply for the additional three months and are encouraged to visit their DEHAP portal profile via decovidhousinghelp.com or contact the DEHAP Call Center at (866) 935-0407 for further information and reapplication guidance.

Those who seek to start a new application or check program eligibility can do so by visiting decovidhousinghelp.com, texting “RentHelp” to (302) 204 -5676, or contact one of the 15 DEHAP community navigator organizations throughout the state for application assistance.

Creole graphicThe current version of the DEHAP was launched in March 2021 to provide emergency housing assistance to renters affected by shutdowns, closures, layoffs, reduced work hours, unpaid leave, or financial hardship related to the COVID-19 health crisis. The program assists with rental arrears from April 2020 and up to three months of prospective rent or security deposits up to $2,000/month. DEHAP can also cover utilities due to the landlord, late fees, and court fees. Per U.S. Department of the Treasury guidance, participants can request up to three months of assistance at a time.

Since its launch, DEHAP has dispersed over $55 million in rent and utility assistance, helping close to 10,000 Delawareans. DEHAP is funded through the Emergency Rental Assistance Program, which the U.S. Department of the Treasury distributed to Delaware in December 2020 and March 2021.

“DEHAP is a considerable asset for our state. So, if you’re looking for a sign to apply, this is it. The program is available, and DSHA is eager to help you as we all recover from the effects of the pandemic,” Young said.

 

About Delaware State Housing Authority
The Delaware State Housing Authority (DSHA), formed in 1968, is dedicated to providing quality, affordable housing opportunities and appropriate supportive services to low- and moderate-income Delawareans. In addition to its role as the State’s Housing Finance Agency, DSHA is unique in that it also serves as a Public Housing Authority and acts as a Community Development and Planning Agency. As a Public Housing Authority, DSHA receives funding from HUD to build, own and operate public housing in Kent and Sussex counties, two of Delaware’s three counties. For more information about DSHA, please call (302) 739-4263 or visit destatehousing.com.