Flooding such as occurred in Delaware during Hurricane Sandy is becoming a bigger threat to country’s lowest-lying state.

Interactive Quiz, Flood Insurance Webinar and Social Media
Campaign Highlight Daily Flood-Related Themes from May 9 to 13

Governor John Carney has proclaimed May 9 through 13 Delaware Flood Awareness Week to inform residents about flood risk, likelihood of flooding from extreme weather events brought on by climate change, the importance of having a flood insurance policy, and flood remediation for property damage or loss. “Every Delawarean should make sure that they are prepared for unexpected flood events,” said Governor Carney. “Flood Awareness Week allows for federal, state and local emergency agencies to increase public awareness of flood risks. Explore the Delaware Department of Natural Resources and Environmental Control’s resources to make sure that you’re prepared.”

Throughout next week DNREC and the Department of Safety and Homeland Security’s Delaware Emergency Management Agency (DEMA) will highlight numerous resources for flood awareness in Delaware, to include an interactive quiz, webinar and floodplain mapping tool.

“Delaware is the lowest-lying state and has the lowest average land elevation in the country – we are already susceptible to flooding and becoming more at risk from sea level rise,” said DNREC Secretary Shawn M. Garvin. “With climate change spawning more extreme weather events, including hurricanes and tornadoes, flooding is an issue that we must confront with greater urgency. It’s imperative to get word out on flooding and flood risk management.”

“Delaware is experiencing significant flooding with increasing frequency in areas that have not previously experienced flood events. We encourage residents to be proactive to understand how flooding could affect them and take the appropriate precautions to protect their property and families,” said Department of Safety and Homeland Security Secretary Nathaniel McQueen Jr.

Much of the impetus behind Delaware Flood Awareness Week is helping the public become better informed about flood insurance, which provides policy holders with financial security and ensures quick recovery of personal property from flood damage. Delawareans can learn how much they know with a new interactive online flood quiz, available on Monday, May 9 from @DelawareDNREC social media pages. The quiz and much more information about flood awareness also can be found at de.gov/floodrisk.

Much of the focus for Flood Awareness Week is on the tools and resources available to help Delawareans understand flood risk and be proactive addressing it on a personal property level. DNREC and DEMA staff will be on hand virtually and via social media during the week to explain flood insurance issues, to help residents access a flood insurance policy, and to advise on mitigation assistance resources in Delaware.

On Tuesday, May 10, DNREC and the Federal Emergency Management Agency (FEMA) will host a flood insurance virtual open house, with two hour-long discussions, in the morning from 10 to 11 a.m. and an evening session from 6 to 7 p.m. The open house offers expert commentary from the state and federal level, and the private sector on flood insurance and Risk Rating 2.0, the National Flood Insurance Program’s (NFIP) new risk rating and pricing methodology. At the end of each open house, the panel will address general questions from attendees via Zoom chat. More information, including Zoom registration, can be found at de.gov/floodrisk.

DNREC’s Floodplain Management program will drive more flood insurance and flood awareness outreach later this month, with a DART bus traveling Sussex County routes outfitted with a graphic depiction of a flooded Delaware community under the heading “FLOODS. Are You Prepared?”

The Wednesday, May 11 theme “Flood Safety” is highlighted by more social media and outreach from DEMA, carrying messages such as “Flooding Can Be Dangerous” and, particularly in Delaware, “Turn Around, Don’t Drown” when encountering flooded roadways – a typical passenger vehicle can be swept away toward a tragic outcome by as little as 12 inches of onrushing water.

The flood awareness theme for Thursday, May 12 is “Know Your Flood Risk,” with a goal of encouraging Delawareans to research flood risk for their property. DNREC supports this effort by providing the Delaware Flood Planning Tool app, which can be found at de.gov/floodplanning. DNREC’s social media awareness message for the day is “Anywhere it rains, it can flood. Know your flood risk. Use the Delaware Flood Planning Tool to view other flood risk information for your property.”

For the Friday, May 13, and the flood awareness theme of “Remediation and Mitigation,” DEMA will turn to social media for explaining how actions taken now can reduce Delaware’s vulnerability to future disasters – how, on average, $1 spent on hazard mitigation provides Delawareans $4 in future benefits. The theme extends to helping Delawareans understand the benefits of mitigating at the local level, including how they can apply for mitigation grants through their local communities.

The finale for flood awareness week outreach efforts is a bonus for the next generation of Delaware property owners. DNREC’s Floodplain Management Program will unveil a working model of a floodplain Saturday, May 14 at the DNREC Division of Watershed Stewardship’s “Water Family Fest” at the James Farm Ecological Reserve that helps young people understand flooding and its impacts. The Enviroscape tabletop is a hands-on way to demonstrate flooding and floodplain management concepts – along with showing how flooding on the floodplain can be caused by unplanned development, and the role wetlands play in helping mitigate flooding impacts.

About DNREC
The Delaware Department of Natural Resources and Environmental Control protects and manages the state’s natural resources, protects public health, provides outdoor recreational opportunities and educates Delawareans about the environment. The DNREC Division of Watershed Stewardship develops and implements innovative watershed assessment, monitoring and implementation activities. For more information, visit the website and connect with @DelawareDNREC on Facebook, Twitter or LinkedIn.

About DEMA
The Delaware Emergency Management Agency (DEMA), a division within the Department of Safety and Homeland Security (DSHS), is the lead state agency for coordination of comprehensive emergency preparedness, training, response, recovery and mitigation services in order to save lives, protect Delaware’s economic base and reduce the impact of emergencies. For more information, visit the website and connect with DEMA on Facebook, Twitter, Instagram or LinkedIn.

Media Contacts: DNREC: Michael Globetti, michael.globetti@delaware.gov; Nikki Lavoie, nikki.lavoie@delaware.gov; DEMA: Paige Fitzgerald, paige.fitzgerald@delaware.gov

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DNREC and FEMA are partnering to improve flood risk mapping of Bundicks Branch, west of Lewes in Sussex County

The Delaware Department of Natural Resources and Environmental Control is conducting a floodplain mapping study for Bundicks Branch in Sussex County and encourages the public to learn more about the upcoming mapping changes at https://de.gov/bundicksbranch. Comments and questions about the Bundicks Branch mapping study can be submitted online, with more information about floodplain mapping and flood insurance also found there.

The Bundicks Branch study is an example of DNREC’s Division of Watershed Stewardship partnering with the Federal Emergency Management Agency (FEMA) to improve the accuracy of flood risk maps statewide through a Cooperating Technical Partnership. Current flood risk maps for Delaware can be viewed at www.de.gov/floodplanning.

“DNREC and its consultant are performing updated watershed modelling to produce more detailed and accurate flood risk assessments and maps for the Bundicks Branch watershed,” said Michael Powell, DNREC Shoreline and Waterway Management section administrator. “This improved study and map will ultimately be adopted by FEMA to produce updated federal floodplain maps for this watershed.”

FEMA’s flood risk maps are used for flood insurance purposes and to enforce local floodplain codes. FEMA’s National Flood Insurance Program makes flood insurance available to local property owners. Mortgage lenders require borrowers whose properties are in a designated special flood hazard area to purchase flood insurance as a condition of receiving a federally backed mortgage loan in accordance with the Federal Disaster Protection Act of 1973.

Standard homeowners insurance does not cover damage caused by flooding, but all property owners and renters can buy flood insurance. Homeowners interested in how the proposed changes could impact the cost of their flood insurance premium should contact their insurance agent.

More information about Delaware’s floodplain management program can be found on the DNREC website.

About DNREC
The Delaware Department of Natural Resources and Environmental Control protects and manages the state’s natural resources, protects public health, provides outdoor recreational opportunities and educates Delawareans about the environment. The DNREC Division of Watershed Stewardship develops and implements innovative watershed assessment, monitoring and implementation activities. For more information, visit the website and connect with @DelawareDNREC on Facebook, Twitter or LinkedIn.

Media Contacts: Joanna Wilson, joanna.wilson@delaware.gov; Michael Globetti, michael.globetti@delaware.gov

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DOVER –DNREC’s Division of Watershed Stewardship reminds residents of New Castle County that preliminary Flood Insurance Rate Maps for portions of New Castle County released in December 2016 by the Federal Emergency Management Agency (FEMA) are currently in a 90-day regulatory appeal period ending Nov. 6.

Anyone who believes that the preliminary maps (found online at www.de.gov/floodplanning) may contain errors can submit an appeal to their community floodplain administrator. The floodplain administrator will review and consolidate all appeals before forwarding them to FEMA. Once FEMA has reviewed appeals and made a determination on their validity, the agency will issue a Letter of Final Determination to a community in question. The preliminary maps will become effective six months after the Letter of Final Determination, currently projected to be Nov. 6, 2018.

FEMA’s National Flood Insurance Program makes flood insurance available to local property owners. Mortgage lenders require borrowers whose properties are located in a designated special flood hazard area to purchase flood insurance as a condition of receiving a federally backed mortgage loan in accordance with the Federal Disaster Protection Act of 1973. FEMA’s flood risk maps are used by insurance companies to establish insurance rates and by local communities to enforce local floodplain codes.

For more information on the flood risk maps, contact Greg Williams or Michael Powell, Division of Watershed Stewardship, at 302-739-9921. For information on DNREC’s flood mitigation program, please visit DNREC’s website at http://www.dnrec.delaware.gov/swc/Drainage/Pages/Flooding.aspx.

Contact: Michael Globetti, DNREC Public Affairs, 302-739-9902

Vol. 47, No. 199

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Interactive website also helps on gathering information for insurance

DOVER – DNREC’s Division of Watershed Stewardship’s Shoreline & Waterway Management Section now offers an interactive Flood Planning Tool with up-to-date information for helping to determine flood risk for homes and businesses and for designing development projects in accordance with floodplain codes.

The Flood Planning Tool is designed to provide residents, businesses, floodplain managers, insurance agents, developers, real estate agents, engineers, surveyors and local planners with an effective means to make informed decisions about the degree of flood risk for a specific area or property. Flood Planning Tool users have the ability to look at the current effective Flood Insurance Rate Map (FIRM) layer as well as the preliminary FIRM layer. The preliminary layer shows Delaware areas that will be revised with more detailed information as a result of flood studies that have been conducted.

DNREC’s new Flood Planning Tool website also displays FEMA’s regulatory floodplain boundary via aerial photography. Another feature is DNREC’s analysis of several special flood hazard areas that have not previously been studied in enough detail to establish a base flood elevation. The Flood Planning Tool can be found at http://maps.dnrec.delaware.gov/FloodPlanning/default.html.

Over the past 12 years, DNREC’s Division of Watershed Stewardship has partnered with FEMA to improve the accuracy of Flood Insurance Rate Maps created in the 1970’s through a Cooperating Technical Partnership. DNREC completed floodplain mapping for all three Delaware counties in 2016. The improved flood risk maps incorporate the results of more than 330 miles of flood studies.

Property owners along Zone A floodplains have had a difficult time in the past at both understanding their flood risk and in getting properly-rated flood insurance. Base Flood Elevations and Advisory Flood Heights have now been determined in most of these areas, and a more accurate depiction of flood risk is now available. In the future engineers, developers and local officials will also be able to download HEC-RAS models (HEC-RAS is a widely-used computer program modeling the hydraulics of water flow).

Please contact Greg Williams or Janice Shute of DNREC’s Shoreline & Waterway Management Section for more information at 302-739-9921.

Media contact: Michael Globetti, DNREC Public Affairs, 302-739-9902

Vol. 47, No. 60

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Arden Village becomes 49th community in Delaware to participate in FEMA’s National Flood Insurance Program

DOVER – The Village of Arden in New Castle County has become the latest Delaware community to participate in the Federal Emergency Management Agency’s National Flood Insurance Program, with flood insurance now available to property owners in the Village, DNREC’s Division of Watershed Stewardship announced today.

DNREC’s Flood Management Program assisted New Castle County in submitting the Village of Arden’s application to join the national flood insurance program and become the 49th community in the state to participate in the program. The Department of Homeland Security’s Federal Emergency Management Agency (FEMA) approved the village’s application to participate March 11.

With DNREC Flood Management Program guidance for getting NFIP coverage, the Village of Arden adopted floodplain regulations that contain many of the higher standards that were recommended by Senate Bill 64. The community will now require 18 inches of freeboard for all new construction and substantially improved structures.

FEMA’s flood insurance rate maps indicate where the floodplain boundaries are located and the areas of greatest flood risk. Delaware residents can find the maps on DNREC’s website at maps.dnrec.delaware.gov/navmap/.

Lenders must require borrowers whose properties are located in a designated Special Flood Hazard Area (SFHA) to purchase flood insurance as a condition of receiving a federally- backed mortgage loan in accordance with the Federal Disaster Protection Act of 1973. Property owners not located within an SFHA can voluntarily purchase flood insurance from any agent or broker licensed to do business in Delaware. There is generally a 30-day waiting period before a newly-purchased flood insurance policy goes into effect. DNREC’s Flood Management Program advises that you contact your insurance company for any exceptions to this policy.

Residents of the Village of Arden will be able to purchase flood insurance up to the limits under the regular phase of the program. For single family dwellings, the standard policy building coverage limit is $250,000, and the contents coverage limit is $100,000.

FEMA’s National Flood Insurance Program boats more than 5.5 million flood insurance policies in more than 22,000 participating communities nationwide.

Media Contact: Michael Globetti, DNREC Public Affairs, 302-739-9902

Vol. 46, No. 86