Date Posted: Monday, December 10th, 2012
Categories: Insurance Commissioner
Dover – The process of reconstructing your home following a loss can be long and laborious. Often before you can begin rebuilding, you have to navigate the insurance claims process. The Delaware Department of Insurance is aware of the fact that consumers are often confused and stressed by the claims process, and offers this summary to help manage the experience.
Filing a Claim
The Claims Adjuster
There are two types of claims adjusters: company adjusters, who are sent by your insurance company and public adjusters, who are independent contractors.
The Claims Process
Payment of the Claim
For assistance in filing a flood claim with the National Flood Insurance Program visit: www.floodsmart.gov. Consumers without insurance or individuals learn that they do not have enough coverage for the damages their home sustained can register for FEMA assistance at www.fema.gov. Additionally, information about the claims process and assistance on insurance matters is also available by contacting our office at 1-800-282-8611 (toll-free instate) or by visiting our website at: www.delawareinsurance.gov.Related Topics: claim process • homeowner • insurance claim
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